Open Banking aggregated reports

Reports for systems that need a simpler approach

If real-time processing of transactions and accounts isn't an option, our reports deliver categorised data in clear blocks, focusing on income, spending, affordability, and risks. Perfect for gaining the benefits of Open Banking without requiring complex infrastructure.

Explore our reports

We offer 6 reports, each providing insights into an applicant’s financial behaviour.

Income report

Provides a detailed breakdown of income sources, highlighting stability and irregular payments.

Affordability report

Evaluates income versus expenditure to determine whether a loan is affordable for the applicant.

Account completeness report

Reviews income, spending, and repayment patterns for a comprehensive financial overview.

Credit usage report

Analyses borrowing behaviour, repayment trends, and credit utilisation.

Risks report

Identifies red flags such as gambling, missed payments, and recurring defaults.

Periodic transactions report

Monitors recurring transactions and spending trends over time.